Affirm’s Max Levchin: Why ‘Buy Now, Pay Later’ Beats Credit Cards

  • Posted on January 9, 2026
  • By The Wall Street Journal
  • 3 Views
Affirm’s Max Levchin: Why ‘Buy Now, Pay Later’ Beats Credit Cards

Is “buy now, pay later” a debt trap or the future of finance? Affirm CEO Max Levchin says the real problem is the credit card in your wallet. He joins WSJ’s Tim Higgins to discuss how his early days as a co-founder of PayPal led him to his latest venture.
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The Wall Street Journal

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