Bajaj Finance shares in focus after 22% YoY surge in Q2 net profit. Should you buy, sell or hold?

Bajaj Finance announced a 22% rise in its Q2FY26 net profit. However, this result was slightly below market expectations. Analysts have differing opinions. Morgan Stanley maintains an 'Overweight' rating with a revised target price. Bernstein, however, reiterates an 'Underperform' rating due to emerging stress in certain loan segments and rising credit costs.