'Don't Worry About This Loan,' Parents Said — $221K-A-Year Caller Now Stuck With $104K As 'Ramsey Host' Says, 'That's Not Fair To You'

A college promise made years ago is now driving a financial and family standoff. John, a Chicago-based father of four, told "The Ramsey Show" that his parents took out a $104,000 Parent Loan for Undergraduate Students when he was 18. He said the loan was never meant to be his responsibility until expectations shifted after his father's death. "Don't worry about this loan," John said his parents told him while encouraging him to live on campus and get the full college experience. Now 34 and marri