Kotak Mahindra Bank shares in focus after Q4 profit drops 14% YoY. Should you buy, sell or hold?

Kotak Mahindra Bank's Q4FY25 standalone net profit declined by 14% YoY to Rs 3,551.74 crore, while NII increased by 4.5% YoY. Despite mixed results, asset quality remained stable. Brokerages offer varied perspectives, with Motilal Oswal retaining a 'Buy' rating and Nuvama downgrading to 'Hold' due to valuation concerns, even with an increased target price.