Learn how you can use 8-4-3 rule to turn a Rs 21,250 monthly SIP into Rs 1 crore in 15 years

  • Posted on March 11, 2026
  • By Business News Today
  • 3 Views
Learn how you can use 8-4-3 rule to turn a Rs 21,250 monthly SIP into Rs 1 crore in 15 years

Many young investors wonder how long it actually takes to build a Rs 1 crore investment corpus. The answer often depends on two things: how much you invest regularly and how long you stay invested.One popular strategy among financial planners is the 8-4-3 rule of compounding. This approach shows how consistent monthly investing combined with the power of compounding can help investors cross the Rs 1 crore milestone in about 15 years.The idea is simple: invest a fixed amount every month and allow compounding to accelerate wealth growth over time.The rule demonstrates how wealth creation is slow in the early years but dramatically speeds up later as returns start generating additional returns. The 8-4-3 rule: A simple roadmap to Rs 1 crore
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