List: Mortgage Rates at Three-Year Lows — Why You May Want to Act Now
- Posted on January 16, 2026
- By International Business Times
- 2 Views
List: Mortgage Rates at Three-Year Lows — Why You May Want to Act Now

The average 30-year fixed mortgage rate has dropped to 6.06%, marking the lowest level in over three years. Here's why timing your move matters.