Loan against property in 2025: 7 tips to get best interest rates and faster Approval - Loan against property 2025: Interest rates and eligibility

Looking to unlock the value of your property in 2025? A Loan Against Property (LAP) lets you borrow by pledging your home or commercial space while still retaining ownership. Current interest rates are around 9-12% depending on your profile and lender. Eligibility depends on factors like property value, income, credit score, and repayment capacity, so it’s best to compare banks and NBFCs. To get the best deal, maintain a good CIBIL score, keep paperwork ready, and negotiate processing fees and repayment terms. Loan against property 2025: Interest rates & eligibility