Mike Wise on Reframing Mortgage Thinking in a Changing Housing Landscape
- Posted on January 14, 2026
- By International Business Times
- 5 Views
Mike Wise on Reframing Mortgage Thinking in a Changing Housing Landscape

The prominence of the 30-year fixed-rate mortgage has historical roots tied to the development of a secondary market for mortgage-backed securities and the presence of institutions willing to absorb long-term interest-rate risk.