RBI vs Bank Insurance: Why insurance stocks may see a profit squeeze under new rules
- Posted on February 13, 2026
- By Financial Express
- 1 Views
RBI vs Bank Insurance: Why insurance stocks may see a profit squeeze under new rules

RBI’s move to tighten bundled insurance sales with bank loans may not hurt premiums sharply—but high-margin credit protect products face pressure. HDFC Life and ICICI Prudential appear more exposed as VNB sensitivity rises under the new norms.