Why you'd go broke waiting until 70 for Social Security: The 2026 math says otherwise

  • Posted on January 20, 2026
  • By Bing News
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Why you'd go broke waiting until 70 for Social Security: The 2026 math says otherwise

There's this persistent myth floating around that delaying Social Security until age 70 is always the smartest financial move. Financial advisors love repeating it, and honestly, on paper it sounds pretty logical - wait longer, get bigger checks.But here's the thing nobody wants to talk about: the actual math in 2026 tells a completely different story for most Americans. Recent research from the Center for Retirement Research at Boston College...
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